Geographic Risk Evaluation Case Study – Beachfront Vacation Home

Client Objective:
Purchase a $3.5M vacation home in a beachfront area (Florida or Carolinas) with strong asset protection, rental potential, and reduced long-term risk.

Belvedere Risk Assessment Services:

Hurricane Risk Analysis

Coastal Erosion Modeling

Flood Risk Evaluation

Risk-Based Property Screening Resulted In:

Elimination of high-risk AE/VE zone homes

Selection of elevated, storm-buffered inland properties

Focus on homes with hurricane-resilient construction

Case study Estimated Financial Impact:

Asset Value Protection:

Coastal Erosion: Up to 30% home value loss over 10 years in high-risk zones

Flood Zones: Up to 20% reduction in resale value due to insurance & financing barriers

Long-Term Insurability: Protected against properties becoming uninsurable or stranded assets

Client Outcome:
Acquired $3.2M home in Charleston County (X zone)
→ Significantly lower insurance costs, stronger long-term value retention, and strategic peace of mind